The difference between an independent adjuster and a public adjuster (also sometimes called private adjusters) can be very confusing, but each play an important role in the claims process. The independent adjuster is hired and paid by the insurance company. A public adjuster (PA) represents you—the policyholder, and helps you prepare, present and settle your home or business property insurance claim.
Settling a claim for property damage from fire, windstorm, hail, floods, hurricanes, and other disasters can be complicated, time-consuming. As your public adjuster, we simplify and speed up the filing process.
As your public adjusters, we work for you—not an insurance company, not a roofing company, not a repair company, or general contractor. As such, you can trust us to fight for your rights as the policyholder.
Did you know that policyholders who file with public adjusters get on average +700% higher payouts? This is because we have years of experience settling claims. If you’ve been denied or underpaid, we can help.
You pay no out of pocket costs for our services, ever! We charge a small percentage of the final settlement—based on the time, energy, and expertise required to effectively represent you. This means that if there is no recovery, there is no fee.
Be advised that it is against the law for contractors – including roofing and restoration contractors – to negotiate your claim with your insurance company. Insurance adjusting—especially public adjusting—requires special training and a license issued by the State Department of Insurance.